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# Payment Association of South Africa (PASA)

PASA is the payment system management body recognised by the South African Reserve Bank (SARB)

## Sitemaps

- [XML Sitemap](https://pasa.org.za/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [PASA 2025 Annual Integrated Report and Annual Financial Statements​](https://pasa.org.za/pasa-2025-annual-integrated-report-and-annual-financial-statements/) - PASA 2025 Annual Integrated Report and Annual Financial Statements Following the decision to commence the process of dissolving PASA, the last Annual Integrated Report and the Annual Financial Statements for the year ended 31 December 2025 are now available. The Annual Integrated Report was finalised before the dissolution process began and provides a record of
- [The latest edition of Business Day’s Payments issue is out.​](https://pasa.org.za/the-latest-edition-of-business-days-payments-issue-is-out/) - The latest edition of Business Day’s Payments issue is out. In the latest edition of Business Day Payments, PASA explores the people, partnerships and ideas that are:​​ Turning industry dialogue into coordinated action ​ Building capability across SA’s payments ecosystem ​ Recognising excellence across South Africa’s payments ecosystem Get the full story now:
- [PIPC 2027 registrations to open soon](https://pasa.org.za/pipc-2027-registrations-now-open/) - PIPC 2027 registrations to open soon Ticket pricing for PIPC 2027 is now available to support early planning and budgeting. A range of options has been provided to accommodate both individual attendees and group bookings.‍ Registrations are not yet open. Full booking functionality will be released soon. For more information visit: PIPC website View PIPC
- [PASA SMEs share their payments experience](https://pasa.org.za/pasa-smes-share-their-payments-experience/) - PASA SMEs share their payments experience Watch the video series View More
- [PASA clarification on card payment surcharges](https://pasa.org.za/pasa-clarification-on-card-payment-surcharges/) - PASA clarification on card payment surcharges In South Africa’s regulated payments environment, responsibilities are clearly defined. Regarding additional charges imposed when cardholders use their cards to pay, the Payments Association of South Africa (PASA) provides the following clarification.PASA is mandated by the South African Reserve Bank (SARB) to organise, manage, and regulate its Members’ participation
- [PASA Industry Awards 2025](https://pasa.org.za/pasa-industry-awards-2025/) - PASA Industry Awards 2025 Congratulations to all the winners in thePASA Industry Awards 2025! Click the button for more info View More
- [PASA Academy 2026 Programme Registrations are now open](https://pasa.org.za/pasa-academy-2026-programme-registrations-are-now-open/) - PASA Academy 2026 Programme Registrations are now open Click the button for more info and to register View More
- [Media Statement – Reduction in maximum cheque value](https://pasa.org.za/media-statement-reduction-in-maximum-cheque-value/) - Media Statement – Reduction in maximum cheque value After careful consideration and consultation with key stakeholders, PASA will be reducing the maximum value for writing a cheque from the current value of R500 000 to R50 000, effective 01 May 2020.Walter Volker, Chief Executive Officer of PASA believes that this limit reduction stems from the
- [How did South Africa manage to end the use of Cheques?](https://pasa.org.za/how-did-south-africa-manage-to-end-the-use-of-cheques/) - How did South Africa manage to end the use of Cheques? How did South Africa manage to end the use of Cheques?Compiled by Vinu ThomasStrategy and Research Manager31 December 2020 marked the end of Cheques, one of the oldest recognized payment instruments in South Africa. For the Payments Association of South Africa (PASA), the legal and
- [PIPC 2025 – Shaping the future of payments, together](https://pasa.org.za/pipc-2025-shaping-the-future-of-payments-together/) - PIPC 2025 – Shaping the future of payments, together The PASA International Payments Conference (PIPC) 2025 is fast approaching, taking place on 16-17 October at the Sandton Convention Centre, Johannesburg.Now a firm fixture in the payments industry calendar, it signifies the power of collaboration and the importance of creating spaces where we can unite to
- [PIPC 2025 closes on a high note: collaboration and innovation define the future of payments](https://pasa.org.za/pipc-2025-closes-on-a-high-note-collaboration-and-innovation-define-the-future-of-payments/) - PIPC 2025 closes on a high note: collaboration and innovation define the future of payments Johannesburg – The 6th PASA International Payments Conference (PIPC 2025) concluded after two days of dynamic debate, innovation, and shared commitment among more than 780 delegates and 70 local and international speakers all united by a common goal: to strengthen
- [PIPC 2025 Registrations now open](https://pasa.org.za/pipc-2025-registrations-now-open/) - PIPC 2025 Registrations now open The PASA International Payments Conference 2025 will be held from 16-17 October 2025 in Johannesburg.Standard registrations have closed. Late registrations are open. Visit the PIPC website for registration and event details.PIPC 2025 promises to bring fresh insights, valuable networking opportunities, and a platform for fostering innovative ideas that will shape
- [PIPC 2025 Save the Date: 16-17 October 2025](https://pasa.org.za/pipc-2025-save-the-date-16-17-october-2025/) - PIPC 2025 Save the Date: 16-17 October 2025 The PASA International Payments Conference 2025 will be held from 16-17 October 2025 in Johannesburg.Standard registrations have closed. Late registrations are open. Visit the PIPC website for registration and event details.PIPC 2025 promises to bring fresh insights, valuable networking opportunities, and a platform for fostering innovative ideas
- [WATCH: Ghita Erling | PASA 2025 Industry Awards nominations open in August](https://pasa.org.za/watch-ghita-erling-pasa-2025-industry-awards-nominations-open-in-august/) - WATCH: Ghita Erling | PASA 2025 Industry Awards nominations open in August Nominations open on 31 July and close on 29 August.Our celebration event will be held on 19 November. Watch Video
- [PASA Academy 2023 Graduation Ceremony](https://pasa.org.za/pasa-academy-2023-graduation-ceremony/) - PASA Academy 2023 Graduation Ceremony test
- [PASA 2024 Annual Integrated Report and Financial Statements Report](https://pasa.org.za/pasa-2024-annual-integrated-report-and-financial-statements-report/) - PASA 2024 Annual Integrated Report and Financial Statements Report PASA 2024 Annual Integrated Report and Financial Statements Report now publishedPASA Annual Integrated Report 2024PASA Annual Financial Statements 2024
- [The Payments Association of South Africa collaborates with Mastercard and Visa to create interoperable biometric specification](https://pasa.org.za/the-payments-association-of-south-africa-collaborates-with-mastercard-and-visa-to-create-interoperable-biometric-specification/) - The Payments Association of South Africa collaborates with Mastercard and Visa to create interoperable biometric specification South Africa – July 26, 2016 – The Payments Association of South Africa (PASA) today announced a new standardised specification to facilitate biometric authentication on payment cards.Working in partnership with Mastercard and Visa, this technology framework is designed to
- [PASA International Payments Conference 2016](https://pasa.org.za/pasa-international-payments-conference-2016-2/) - PASA International Payments Conference 2016 For access to PIPC2016 presentations, please e-mail enquire@pasaconference.co.za
- [The “safety and soundness of the national payment system” is a priority of the South Africa Reserve Bank (SARB).](https://pasa.org.za/the-safety-and-soundness-of-the-national-payment-system-is-a-priority-of-the-south-african-reserve-bank-sarb/) - The “safety and soundness of the national payment system” is a priority of the South African Reserve Bank (SARB). Its deputy governor‚ Francois Groepe‚ on Tuesday told a Payments Association of SA (PASA) conference that new‚ far-reaching financial sector legislation “will include the introduction of new and more comprehensive regulations as well as expanded oversight
- [PASA Certificate in Foundational Payments – BOOKINGS NOW OPEN](https://pasa.org.za/pasa-certificate-in-foundational-payments-bookings-now-open/) - BOOKINGS NOW OPEN – PASA Certificate in Foundational Payments PASA Certificate in Foundational PaymentsNow going into its 5th year, the PASA Certificate in Foundational Payments has become an integral part of the fabric of PASA and the payments industry. By the end of 2016, approximately 1,000 students would have graduated from this programme.As we continue
- [PASA Annual Awards Ceremony](https://pasa.org.za/pasa-annual-awards-ceremony/) - PASA Annual Awards Ceremony The PASA Annual Awards were instituted in 2016 with the aim of recognising individuals and groups who significantly contribute to the success of the collective payments industry.The 2016 award recipients were:Individual Awards for PASA member representatives – CardClive Gungadoo – Standard BankFor exceptional leadership of the Card Risk Strategy Forum and
- [Final Graduation Ceremony 2016](https://pasa.org.za/final-graduation-ceremony-2016/) - Final Graduation Ceremony 2016 The final graduation for 2016 was held on 1 December 2016 at the AstroTech Conference Centre. This particular event marked a special milestone for the Certificate in Foundational Payments – reaching 1,000 graduates from inception 4 years ago.
- [PASA Annual Report 2016](https://pasa.org.za/pasa-annual-report-2016/) - PASA Annual Report 2016 As with most years, 2016 brought its own share of excitement and challenges. We are excited to share PASA’s 2016 journey with you in our Annual Report.Annual Report 2016
- [Payments industry launches new type of debit order](https://pasa.org.za/payments-industry-launches-new-type-of-debit-order/) - Payments industry launches new type of debit order June 2017 – Over the last few years, there has been a significant increase in debit orders processed to bank accounts without permission (a mandate) from consumers. On the other hand, irresponsible consumer behaviour, where bank customers are disputing debit orders that do have valid mandates at
- [Modernisation Research](https://pasa.org.za/modernisation-research/) - Modernisation Research In early 2017, PASA and BankservAfrica commissioned research to inform an industry project to modernise South Africa’s low-value payments infrastructure.Now available, the research offers insights into the current state of low-value and high-volume payments infrastructures world-wide and provides a clear view of the importance of payments system modernisation, providing a platform from which
- [Global Payments Summit comes to Africa on 27 and 28 August 2019](https://pasa.org.za/global-payments-summit-comes-to-africa-on-27-and-28-august-2019/) - Global Payments Summit comes to Africa on 27 and 28 August 2019 Global Payments Summit comes to Africa on 27 and 28 August 2019https://www.africa.globalpaymentsummit.com/
- [Payments Study Tour Report 2019](https://pasa.org.za/payments-study-tour-report-2019/) - Payments Study Tour Report 2019 Early in 2019 PASA and BankservAfrica, together with the assistance of PwC, collaborated to design a study tour to India, Thailand, China and Singapore to form a deeper understanding of how these countries approached and implemented advanced, real time payments infrastructure and eco-systems. The purpose of the tour was to enable
- [PIPC 2020](https://pasa.org.za/pipc-2020/) - PIPC2020 2020 PASA International Payments Conference Save the date: 7 & 8 July 2020. Sandton Convention Centre.
- [Modernised Real-time Electronic Payments – A Case for Change for South Africa](https://pasa.org.za/modernised-real-time-electronic-payments-a-case-for-change-for-south-africa/) - Modernised Real-time Electronic Payments – A Case for Change for South Africa To view document, click on the below link:Modernised Real-time Electronic Payments – A Case for Change for South Africa
- [Changemakers in the National Payment System – the next chapter](https://pasa.org.za/changemakers-in-the-national-payment-system-the-next-chapter/) - Changemakers in the National Payment System – the next chapter To view the document, click on the link below:Changemakers in the National Payment System – the next chapter
- [PIPC 2020 Statement](https://pasa.org.za/pipc-2020-statement/) - PIPC2020 Statement Please click the link below for the full statement: PIPC2020
- [PASA Statement – Coronavirus – March 2020](https://pasa.org.za/pasa-statement-coronavirus-march-2020/) - PASA Statement – Coronavirus – March 2020 Please click on the link below for the full statement:PASA Statement – Coronavirus – March2020
- [Maximum check value reduction](https://pasa.org.za/maximum-check-value-reduction/) - Maximum check value reduction Please click the link below for the full statement:Maximum check value reduction
- [Are the R99 debit order scams with us for another year?](https://pasa.org.za/are-the-r99-debit-order-scams-with-us-for-another-year/) - Are the R99 debit order scams with us for another year? Please click the link below for the full statement:PASA Media statement – DebiCheck and Debit Orders – May 2020
- [Cheque Discontinuation](https://pasa.org.za/cheque-discontinuation/) - Cheque Discontinuation Please click the link below for the full statement:PASA Media statement – ​Cheque Discontinuation
- [Consumer Alert – Instant EFT online payments](https://pasa.org.za/consumer-alert-instant-eft-online-payments/) - Consumer Alert – Instant EFT online payments Please click the link below for the full statement:Consumer Alert – ​Instant EFT online payments
- [Embracing change – a personal reflection on the journey from classroom to e-learning](https://pasa.org.za/embracing-change-a-personal-reflection-on-the-journey-from-classroom-to-e-learning/) - Embracing change – a personal reflection on the journey from classroom to e-learning The Covid-19 health crisis halted the bulk of classroom training worldwide, and PASA’s training programmes were no exception. Leticia Mentz, PASA’s Manager for Industry Capacity Building and Communication shares her viewpoint on PASA’s seamless transformation to E-Learning.The excitementThere was excitement about 2020 and the
- [Ghita Erling recently did a radio interview on ​SAfm to discuss the R99 debit order scam](https://pasa.org.za/ghita-erling-recently-did-a-radio-interview-on-safm-to-discuss-the-r99-debit-order-scam/) - Ghita Erling recently did a radio interview on ​SAfm to discuss the R99 debit order scam. Ghita Erling recently did a radio interview on ​SAfm to discuss the R99 debit order scam.
- [Notice of Sunsetting of AEDO and NAEDO](https://pasa.org.za/notice-of-sunsetting-of-aedo-and-naedo/) - Notice of Sunsetting of AEDO and NAEDO In accordance with the South African Reserve Bank’s second Amended Directive 1 of 2017, authenticated early debit orders (AEDO) and non-authenticated early debit orders (NAEDO) will be sunset on 31 October 2021.In this regard, AEDO and NAEDO payment instructions will not be permitted with effect from 1 November
- [More Cash During Covid Signals Need for Greater Digital Payments Inclusion](https://pasa.org.za/more-cash-during-covid-signals-need-for-greater-digital-payments-inclusion/) - More Cash During Covid Signals Need for Greater Digital Payments Inclusion 6 October 2021More Cash During Covid Signals Need for Greater Digital Payments InclusionDespite popular belief otherwise, South Africans have become more dependent on cash during the Covid-19 pandemic.“In South Africa, cash has proven to be a resilient medium of payment in uncertain times, but
- [The impact that the banning of Russian banks from SWIFT and other efforts, particularly the freezing of Russian foreign funds, could have on Russian access to foreign currency assets](https://pasa.org.za/the-impact-that-the-banning-of-russian-banks-from-swift-and-other-efforts-particularly-the-freezing-of-russian-foreign-funds-could-have-on-russian-access-to-foreign-currency-assets/) - The impact that the banning of Russian banks from SWIFT and other efforts, particularly the freezing of Russian foreign funds, could have on Russian access to foreign currency assets The invasion of the Ukraine by Russia has led to sanctions against specific Russian banks and individuals. One of these sanctions is removing sanctioned Russian banks
- [PASA executive Maurits Pretorius led a panel of payment professionals in a discussion around payment modernisation and real-time payment systems](https://pasa.org.za/pasa-executive-maurits-pretorius-led-a-panel-of-payment-professionals-in-a-discussion-around-payment-modernisation-and-real-time-payment-systems/) - PASA executive Maurits Pretorius led a panel of payment professionals in a discussion around payment modernisation and real-time payment systems PASA executive Maurits Pretorius recently led a panel of distinguished payment professionals in a discussion around payment modernisation and real-time payment systems.This webinar included a “crystal ball gazing” on developments like Central Bank Digital Currencies, Cloud, PaaS and other
- [PASA hosted the DebiCheck virtual recognition event, recognising and acknowledging the hard work and dedication that helped get DebiCheck across the line](https://pasa.org.za/pasa-hosted-the-debicheck-virtual-recognition-event-recognising-and-acknowledging-the-hard-work-and-dedication-that-helped-get-debicheck-across-the-line/) - PASA hosted the DebiCheck virtual recognition event, recognising and acknowledging the hard work and dedication that helped get DebiCheck across the line We recently hosted the DebiCheck virtual recognition event, recognising and acknowledging the hard work and dedication that helped get DebiCheck across the line.You may watch the 40-minute ceremony here:DebiCheck Recognition Ceremony – 10
- [Cash vs. Digital payments in South Africa](https://pasa.org.za/cash-vs-digital-payments-in-south-africa/) - Cash vs. digital payments in South Africa. PASA’s insightful media piece discussing the use of cash and digital payments in South Africa can be read here:IOL.co.za > business report > companies > A look at why we are using digital payments rather than cash
- [WATCH: ISO20022 Migration Virtual Panel Discussion 20 October 2022](https://pasa.org.za/watch-iso20022-migration-virtual-panel-discussion-20-october-2022/) - WATCH: ISO20022 Migration Virtual Panel Discussion 20 October 2022 WATCH: ISO20022 Migration Virtual Panel Discussion 20 October 2022South Africa is the first country on the continent to successfully migrate to the new ISO20022 standard. The standard creates a common language and model for payments data across the globe. In this insightful webinar, a panel of
- [WATCH & LISTEN: “Talking Success” podcast with Ghita Erling and Darren Franks](https://pasa.org.za/watch-listen-talking-success-podcast-with-ghita-erling-and-darren-franks/) - WATCH & LISTEN: “Talking Success” podcast with Ghita Erling and Darren Franks PASA CEO Ghita Erling chatted to Darren Franks of Fintech Association on the latest payments innovations.From RPP to the new PIB, they delved deep into the current and future state of payments across South Africa.WATCH: “Talking Success” podcast with Ghita Erling and Darren Franks”
- [PAIA Compliance Update: New Legal Requirements](https://pasa.org.za/paia-compliance-update-new-legal-requirements/) - PAIA Compliance Update: New Legal Requirements As per the guidance from the South African Information Regulator and to ensure the right of access to information remains intact and consistent across all bodies, the use of the linked prescribed forms is now a legal requirement.Form 2: Request for Access to RecordForm 3: Outcome of Request and
- [WATCH: Evolution of Payments in SA – YouTube](https://pasa.org.za/watch-evolution-of-payments-in-sa-youtube/) - WATCH: Evolution of Payments in SA – YouTube PASA’s insightful media piece discussing the use of cash and digital payments in South Africa can be read here:WATCH: Evolution of Payments in SA – YouTube
- [PayShap Launch Featured on Newzroom Afrika](https://pasa.org.za/payshap-launch-featured-on-newzroom-afrika/) - Newzroom Afrika Feature of the PayShap Launch Newzroom Afrika feature of the PayShap launch.
- [PASA CEO Ghita Erling Invitation to PIPC 2023](https://pasa.org.za/pasa-ceo-ghita-erling-invitation-to-pipc-2023/) - Private: An Invitation to PIPC 2023 from PASA CEO Ghita Erling An invitation to PIPC2023 from PASA CEO Ghita Erling.
- [PASA Academy 2024 Programme Dates](https://pasa.org.za/pasa-academy-2024-programme-dates/) - PASA Academy 2024 Programme Dates PASA is excited to announce a significant change that reflects our commitment to providing exceptional education and training opportunities in the payments industry.As part of our ongoing growth and dedication to building capacity in payments, we have rebranded our training function as the PASA Academy.The PASA Academy is proud to
- [PASA Council Introduces the new Chairperson and Deputy Chairperson](https://pasa.org.za/pasa-council-introduces-the-new-chairperson-and-deputy-chairperson/) - Introducing the new Chairperson and Deputy Chairperson of PASA Council Dear Members and StakeholdersWe are pleased to announce that Ingrid Goodspeed has been appointed as the new Chairperson and Herman Singh as the new Deputy Chairperson of the Payments Association of South Africa (PASA) Council, effective 1 August 2024.Ingrid holds the qualifications LLB, MBL (cum
- [PASA 2024 Industry Awards event](https://pasa.org.za/pasa-2024-industry-awards-event/) - PASA 2024 Industry Awards event The annual PASA Industry Awards recognises, honours and celebrates the contributions made by PASA Members to the South African payments industry.The nomination process is internal to PASA where members of the payments community are called on to nominate their peers for their outstanding contributions to payments. Nominations are reviewed and
- [PASA 2024 Graduation Ceremony](https://pasa.org.za/pasa-2024-graduation-ceremony/) - PASA 2024 Graduation Ceremony Congratulations to the PASA Academy graduates for 2024!The graduation ceremony held in January 2025 marked the culmination of months of hard work and dedication, symbolising new chapters in the professional journeys of many of our graduates. The collective value derived from this programme will undoubtedly contribute to enhancing capacity in the

## Pages

- [Home](https://pasa.org.za/) - PASA is the payment system management body recognised by the South African Reserve Bank (SARB).
- [Introduction to Payments](https://pasa.org.za/industry-learning/pasa-academy/introduction-to-payments/) - Introduction to Payments *Dates subject to change Programme Bookings Visit the PASA Academy Bookings Portal to register. Pricing Individual registration: R11 400 per person, excluding VAT.Group bookings: R10 600 per person for groups of 10 or more, excluding VAT. Programme Overview Responding to a clear demand within the payments industry, PASA Academy is now offering
- [Document Organisation Guide](https://pasa.org.za/document-organisation-guide/)
- [Advanced Certificate in Electronic Payments](https://pasa.org.za/industry-learning/pasa-academy/pasa-advanced-certificate-in-electronic-payments/) - Advanced Certificate in Electronic Payments *Dates subject to change Programme Bookings Visit the PASA Academy Bookings Portal to register. Pricing Individual registration: R17 100 per person, excluding VAT.Early bird discount: R16 300 per person, excluding VAT. 15 early bird tickets are now available for purchase. Programme Overview Welcome to the Advanced Certificate Programme by the
- [Disclaimer](https://pasa.org.za/pasa-disclaimer/) - Disclaimer Information Privacy Policy PASA values its clients and recognises that it must maintain and use client information responsibly. You have provided your personal information (such as your name, email address, and phone numbers), to PASA to obtain access to the PASA website. You acknowledge that you have accessed and read the PASA Privacy Policy
- [Debit Orders](https://pasa.org.za/pasa-resources/pasa-debit-orders/) - Debit Orders Understanding debit ordersSouth Africa has three types of debit orders: DebiCheck, Registered Mandate (RM) and Electronic Funds Transfer (EFT).DebiCheck debit orders are electronically approved by the consumer with their bank, on a once-off basis, at the start of a new contract which has been signed with a business or service provider.DebiCheck ensures that
- [Our CEO](https://pasa.org.za/about-us/pasa-ceo/) - Our CEO Ghita ErlingChief Executive Officer (CEO)Ghita has 25 years of experience in corporate and retail banking, transactional banking, and payments. A specialist in change and build, she is the CEO of the Payments Association of South Africa (PASA), where she is leading the transition of the organisation and its functions to a new operating
- [EXCO](https://pasa.org.za/about-us/pasa-structure/pasa-executive-committee/) - PASA Executive Committee Meet our leaders Ghita Erling Ex Officio Councillor - Chief Executive Officer Joined Council: November 2020 Ghita has 25 years of experience in corporate and retail banking, transactional banking, and payments. A specialist in change and build, she is the CEO of the Payments Association of South Africa (PASA), where she is
- [PIPC 2025](https://pasa.org.za/industry-learning/pipc-2025/) - PIPC 2025: Collaboration and Innovation Shape the Future of Payments The 6th PASA International Payments Conference (PIPC 2025) concluded after two days of engaging discussions, innovation, and collaboration among more than 780 delegates and 70 local and international speakers – all focused on shaping the future of South Africa’s payments ecosystem.Hosted by the Payments Association
- [Certificate in Foundational Payments](https://pasa.org.za/industry-learning/pasa-academy/pasa-certificate-in-foundational-payments/) - Certificate in Foundational Payments *Dates subject to change Programme Bookings Visit the PASA Academy Bookings Portal to register. Pricing Individual registration: R14 820 per person, excluding VAT.Early bird discount: R14 020 per person, excluding VAT. 50 early bird tickets are now available for purchase. Programme Overview The Certificate in Foundational Payments programme represents the inaugural
- [Our Council](https://pasa.org.za/about-us/pasa-structure/pasa-council/) - Our Council PASA Council is PASA’s governing body, which ascribes to the King VTM code of practice. PASA Council is composed of a mix of ex-officio Councillors, Councillors drawn from PASA’s Members, and independent Councillors. The exact breakdown of Councillors is determined as follows: Any Member with a throughput representing more than 10% of the
- [Contact Us](https://pasa.org.za/contact-pasa/) - Contact Us Physical Address:1st Floor, Building DSunnyside Office Park32 Princess of Wales TerraceParktown, Johannesburg2193South AfricaTelephone Number:+27 10 140 7100Email Address:pasa@pasa.org.za
- [Advanced Certificate in High Value Payments](https://pasa.org.za/industry-learning/pasa-academy/pasa-advanced-certificate-in-high-value-payments/) - Advanced Certificate in High Value Payments *Dates subject to change Programme Bookings Visit the PASA Academy Bookings Portal to register. Pricing Individual registration: R17 100 per person, excluding VAT.Early bird discount: R16 300 per person, excluding VAT. 15 early bird tickets are now available for purchase. Programme Overview Welcome to the PASA Academy Advanced Certificate
- [History](https://pasa.org.za/about-us/history-of-pasa/) - History Phase Keys: Pre-PASA PASA Formation PASA Pioneering PCH Operation Growth 2024 Ingrid Goodspeed appointed as Chairperson, and Herman Singh appointed as Deputy Chairperson of PASA 2024 Bade farewell to Sydney Gericke as ChairpersonRead More 2023 New independent Councillors include Fay MukaddamRead More 2022 Payments Industry Body (PIB) Design completedRead More 2021 Herman Singh appointed
- [Human Resources](https://pasa.org.za/careers/human-resources/) - Be part of the team shaping South Africa’s payments industry If you want to work in the financial sector and make a difference to South Africa, PASA offers the ideal environment to grow your career and make a meaningful impact.At PASA, we are committed to becoming an employer of choice. We strive to create a
- [Industry Awards](https://pasa.org.za/pasa-industry-awards/) - Industry Awards Overview The annual PASA Industry Awards recognises, honours and celebrates the contributions made by PASA Members to the South African payments industry.The nomination process is internal to PASA where members of the payments community are called on to nominate their peers for their outstanding contributions to payments. Nominations are reviewed and vetted by
- [Job CV Upload](https://pasa.org.za/careers/job-cv-upload/) - Overview Add your CV to our database.We will review your application and may consider you for future opportunities as suitable roles arise. Personal Details Select Gender* Male Female Non-binary Select Ethnicity* African Coloured Indian/Asian White Select Nationality* South Africa Afghanistan Aland Islands Albania Algeria American Samoa Andorra Angola Anguilla Antarctica Antiguaand Barbuda Argentina Armenia Aruba
- [We’re updating our website!](https://pasa.org.za/were-updating-our-website/) - We're updating our website! We’re updating our website!The PASA website is currently undergoing an upgrade to bring you a more seamless, accessible and modern online experience.Coming soon:A clean, intuitive designEasier access to key documents, news and updatesRefreshed information about PASA and South Africa’s payments industryThe new PASA website will be launching soon at www.pasa.org.zaIf you
- [CV Upload](https://pasa.org.za/careers/cv-upload/) - Overview Add your CV to our database.We will review your application and may consider you for future opportunities as suitable roles arise. Personal Details Select Gender* Male Female I prefer not to say Select your work eligibility* I am a citizen or have permanent residence I have a work visa for this country I require
- [Overview](https://pasa.org.za/about-us/about-pasa-overview/) - Overview PASA, recognised by the South African Reserve Bank (SARB) as the Payment System Management Body (PSMB), plays a pivotal role in the South African payments landscape. PASA organises, manages and regulates its Members’ activities within the National Payment System (NPS), adding substantial value strategically, operationally, and from a delivery standpoint.Collaboration with the SARBPASA collaborates
- [FAQ](https://pasa.org.za/about-payments/pasa-faq/) - Frequently Asked Questions For payments above these values, clients (retail or corporate) must request their bank to make a payment via the RTGS system. org.za/ SASSA Cards What is a SASSA payment card? A SASSA card is a MasterCard debit card issued by Grindrod Bank on behalf of SASSA to qualifying social grant recipients or
- [Credit Payments](https://pasa.org.za/about-payments/introduction-to-payments/credit-payments/) - Credit Payments What is a credit payment?A type of transaction that involves the payer giving an instruction to pay directly to their own bank, which then forwards the payment instructions and the funds on to the receiving bank for payment into the receiving party’s account. Such a transaction is final and irrevocable. Credit Push A
- [Card Payments](https://pasa.org.za/about-payments/introduction-to-payments/card-payments/) - Card Payments BackgroundThe large variety of card-based payment products offered by PASA members represents one of the most dynamic, growing and innovative areas that PASA is responsible for. In the retail payments environment, these products also generally have a far greater global reach and are supported by global payment brands. This is in contrast to
- [Debit Payments](https://pasa.org.za/about-payments/introduction-to-payments/debit-payments/) - Debit Payments What is a debit order?A debit order is a transaction where a service provider can collect money from a consumer’s bank account without the consumer having to do anything other than give the service provider approval to do so. Debit orders are widely used to collect monthly premiums on life and investment policies,
- [Vacancy](https://pasa.org.za/careers/vacancy/) - No vacancy selected.
- [Latest News](https://pasa.org.za/pasa-resources/latest-news/) - Latest News Stay informed of the latest PASA news and insights. PASA 2025 Annual Integrated Report and Annual Financial Statements​Read More The latest edition of Business Day’s Payments issue is out.​Read More PIPC 2027 registrations to open soonRead More PASA Industry Awards 2025Read More PIPC 2025 closes on a high note: collaboration and innovation define
- [Industry Learning](https://pasa.org.za/industry-learning/) - Industry Learning The Industry Learning portfolio was established in 2012 based on the need for skills and capacity in the payments industry. PASA has embraced its responsibility as a key role player to build a strong foundation of payment system knowledge and expertise. Three certificate programmes were run in person until the pandemic, which facilitated
- [Glossary](https://pasa.org.za/about-payments/pasa-glossary/) - Glossary Important Industry Role Players and Structures Payments Industry Products, Solutions, Processes and Terms BASA The Banking Association South Africa advances the interests of the banking industry with its regulators, legislators and stakeholders, to make banking sustainable, profitable and better able to contribute to the social and economic development and transformation of the country. BSA
- [EMV Fleet Migration](https://pasa.org.za/pasa-resources/pasa-emv-fleet-migration/) - EMV Fleet Migration The journey towards fleet card security and payments innovationRising fraud and abuse, no cross-border acceptance, and isolation from advances in mainstream payment technologies and standards. These signal that magnetic stripe cards have reached the end of their useful life for South Africa’s modern fleet card issuers. Transitioning to EMV The EMV Fleet
- [CV Upload Draft](https://pasa.org.za/careers/cv-upload-draft/) - Overview Add your CV to our database.We will review your application and may consider you for future opportunities as suitable roles arise. [tt_custom_vacancies_form] GenderMaleFemale EthnicityBlackWhiteColouredIndianAsian
- [Research Legislation & Regulation](https://pasa.org.za/pasa-resources/pasa-research-legislation-regulation/) - Research, Legislation and Regulation Comprehensive information on the latest research initiatives, legislative developments and regulatory frameworks that shape our industry. View Our Documents PAIA Compliance Update: New Legal Requirements Form 1: Objection to the Processing of Personal InformationForm 2: Request for Access to RecordForm 3: Outcome of Request and of Fees PayableForm 4: Internal Appeal
- [Stakeholders](https://pasa.org.za/national-payment-system/stakeholders/) - Stakeholders Stakeholder EngagementPASA’s commitment to collaboration and stakeholder engagement is inherent in the organisation and its pivotal role as a Payment System Management Body (PSMB). PASA cultivates and maintains high-quality relationships with its stakeholders. How PASA engages with its stakeholders PASA actively engages with its stakeholders through a comprehensive approach that encompasses formal and informal
- [Modernisation](https://pasa.org.za/pasa-resources/modernisation/) - Modernisation Research The journey toward payments modernisation in South Africa began with extensive research, deep market insights, and strategic collaboration. These elements formed the cornerstone of the Rapid Payment Platform (RPP) and enabled the launch of its first key function, PayShap.This collection of material captures the thinking and analysis that shaped a modern, inclusive, and
- [Key Role-Players](https://pasa.org.za/national-payment-system/key-role-players/) - Key Role-Players The NPS includes different layers of participants starting with a highly regulated inner core followed by participants who are regulated to an ever decreasing extent. The various layers are demonstrated in the form of an Onion ring diagram as can be seen on the right. 4 Third Party Payment Providers (TPPPs) The fourth
- [Documents and Publications](https://pasa.org.za/pasa-resources/pasa-documents-and-publications/) - Documents and Publications Access a wide range of essential documents, reports, and publications that provide valuable insights into our operations, industry and regulatory updates. View Our Documents PIPC Reports PIPC2023 ReportPIPC2021 Report PASA Annual Reports PASA Annual Integrated Report 2024 PASA Annual Integrated Report 2023 PASA Annual Integrated Report 2022 PASA Annual Integrated Report
- [Industry Projects & Initiatives](https://pasa.org.za/pasa-resources/pasa-projects-and-initiatives/) - EMV Fleet Migration The journey towards fleet card security and payments innovationRising fraud and abuse, no cross-border acceptance, and isolation from advances in mainstream payment technologies and standards. These signals that magnetic stripe cards have reached the end of their useful life for South Africa’s modern fleet card issuers. View More Debit Orders Understanding debit
- [Resources](https://pasa.org.za/pasa-resources/) - Resources This section provides links to industry resources, both locally and internationally. Legislation and Regulation Documents PASA Annual Reports Industry Projects and Initiatives
- [PASA Academy](https://pasa.org.za/industry-learning/pasa-academy/) - PASA Academy Recognition of Prior Learning FormTerms and Conditions
- [Legal & Regulatory Framework](https://pasa.org.za/national-payment-system/nps-legal-regulatory-framework/) - Legal and Regulatory Framework Our CouncilDue to the importance of the payment system to the economy, appropriate regulation is essential to ensure the safety, soundness and efficiency of the NPS.Effective regulation starts with a sound legal framework. The relevant legal framework and constructs are provided below.The SARB Act mandates the SARB to oversee the regulation
- [NPS Overview](https://pasa.org.za/national-payment-system/pasa-nps-overview/) - Overview of NPS Payments oil the wheels of the economy. Millions of payments are made by South African citizens and businesses. South Africans have a wide variety of payment choices ranging from cash to electronic payments (such as card, debit orders, mobile payments and real-time online internet payments). Every day, more than ZAR 634 billion
- [Introduction to Payments](https://pasa.org.za/about-payments/introduction-to-payments/) - Introduction to Payments Payments exist as a result of trade, and all trade is based on the existence of a willing buyer and a willing seller.The need to move money in order to make timely payments is one of the fundamental financial needs of individuals and businesses everywhere in the world. Facilitating this movement is
- [Our Structure](https://pasa.org.za/about-us/pasa-structure/) - Our Structures PASA’s constitution creates PASA as a voluntary association with a separate legal personality from that of its members and officers. It further lays out the basis on which PASA operates, including the rights and obligations of members. PASA’s members are bound by these obligations and all the applicable PASA rules, which include the
- [Our Members](https://pasa.org.za/about-us/our-members/) - Our Members In accordance with the NPS Act (78 of 1998, as amended), PASA membership is currently only open to banks and those entities designated by the South African Reserve Bank (SARB) National Payment System Department (NPSD) via Government Gazette. PASA members are required to comply with the entry and participation criteria as contained in
- [Graduation](https://pasa.org.za/industry-learning/pasa-academy/pasa-graduation/) - PASA Academy - 2024 Graduation Congratulations to the PASA Academy graduates for 2024!The graduation ceremony held in January 2025 marked the culmination of months of hard work and dedication, symbolising new chapters in the professional journeys of many of our graduates. The collective value derived from this programme will undoubtedly contribute to enhancing capacity in
- [Who We Are](https://pasa.org.za/about-us/pasa-objectives/) - Who We Are Values PASA's values that guide the organisation's attitudes and behaviours are: Demonstrate integrity and authenticity in all our actions. Show respect for others. Achieve results through collaboration and teamwork. We display leadership and stewardship in everything we do daily. Strive for excellence through professionalism, dedication, and service. Push the boundaries to grow
- [National Payment System](https://pasa.org.za/national-payment-system/)
- [About Payments](https://pasa.org.za/about-payments/)
- [About Us](https://pasa.org.za/about-us/)

## Categories

- [News](https://pasa.org.za/category/news/)