Our Council
- Any Member with a throughput representing more than 10% of the total value and volume cleared through the interbank systems during the previous year, may appoint a Councillor. This currently adds up to four voting Members;
- An additional three voting Councillors are elected by the rest of the PASA Members;
- The Chief Executive Officer of PASA is a voting Councillor; and
- The SARB appoints a non-voting Councillor
Ingrid Goodspeed
Independent Chair from 1 August 2024
Independent Deputy Chair until 30 July 2024
Joined Council: February 2017
Qualifications: CD(SA); LLB; MBL (Cum Laude); BCom (Hons)(Economics); BCom (Accounting and Economics)
Herman Singh
Independent Deputy Chair from 1 August 2024
Joined Council: May 2021
Qualifications: BSc (Engineering) Wits; GDE (Industrial Engineering) (Wits); MBA (Wits Business School)
Fay Mukaddam
Independent Councillor
Joined Council: June 2023
Qualifications: LLB University of Durban Westville; BA University of Natal – Durban Campus; Advocate of the High Court of SA
Thami Moatshe
Independent Councillor
Joined Council: June 2023
Qualifications: MBA; MMFI; PMP; BCom (Hons)
Arif Ismail
SARB Ex-officio Councillor
Joined Council: July 2025
Qualifications: BSc in mathematics and physics,
PhD in business administration and management from GIBS,
DBA in strategic leadership and transformation
Ghita Erling
Ex Officio Councillor - Chief Executive Officer
Joined Council: November 2020
Qualifications: MSC (Eng); BSc (Cum Laude); Executive Development Programme (Wits); Dip (ABRSM)
Busi Radebe
Capitec Bank appointed Councillor
Joined Council: May 2022
Qualifications: Postgraduate certificate in AI and Machine Learning; MBA; BSc Electro-Mechanical Engineering; National Diploma Metalliferous Mining
Gary Cook
Discovery Bank appointed Councillor
Joined Council: May 2025
Qualifications: Management Development Programme, University of Pretoria
Ian Carter
Nedbank appointed Councillor
Joined Council: February 2014
Qualifications: BCom Financial Management (University of KwaZulu-Natal); Asset and Liability Management (INSEAD); International Executive Development Programme (Wits Business School)
John Anderson
Standard Bank appointed Councillor
Joined Council: October 2018
Qualifications: BCom, Master of Business Administration (MBA) (Henley Business School)
John Elliott
Investec Bank appointed Councillor
Joined Council: October 2018
Qualifications: BBusSc (Hons)
Lauren Breetzke
FirstRand Bank appointed Councillor
Joined Council: November 2024
Qualifications: BCom, LLB (University of Pretoria); Attorney and Conveyancer of the High Court of SA
Richard Stocken
Absa Bank appointed Councillor
Joined Council: December 2023
Qualifications: BSC Chemical Engineering (UKZN); MSC Industrial Engineering (Wits)
Shaun Rayfield
SARB Ex Officio Alternate Councillor
Joined Council: October 2018
Qualifications: BCom Money and Banking
Boitumelo Legabe
FirstRand Bank appointed Alternate Councillor
Joined Council: February 2024
Qualifications: BCom (Hons) - BM (Unisa)
Ilze Wagener
Investec Bank appointed Alternate Councillor
Joined Council: May 2025
Qualifications: BCom (Hons) Marketing (UP), MCom Business Management (UJ), Executive Leadership (Wits), Singularity University
Marijke Guest
Nedbank appointed Alternate Councillor
Joined Council: October 2018
Qualifications: MBA
Marthinus Janse Van Rensburg
Capitec Bank appointed Alternate Councillor
Joined Council: April 2009
Qualifications: BCom; LLB
Rufaida Hamilton
Standard Bank appointed Alternate Councillor
Joined Council: September 2009
Qualifications: BCom (Hons); LLB; BA; Harvard Business School Alumna
Ian Carter
Nedbank appointed Councillor
Joined Council: February 2014
Qualifications: BCom Financial Management (University of KwaZulu-Natal); Asset and Liability Management (INSEAD); International Executive Development Programme (Wits Business School)
Shaun Rayfield
SARB Ex Officio Alternate Councillor
Joined Council: October 2018
Qualifications: BCom Money and Banking
Busi Radebe
Capitec Bank appointed Councillor
Joined Council: May 2022
Qualifications: Postgraduate certificate in AI and Machine Learning; MBA; BSc Electro-Mechanical Engineering; National Diploma Metalliferous Mining
John Elliott
Investec Bank appointed Councillor
Joined Council: October 2018
Qualifications: BBusSc (Hons)
John Anderson
Standard Bank appointed Councillor
Joined Council: October 2018
Qualifications: BCom, Master of Business Administration (MBA) (Henley Business School)
Gary Cook
Discovery Bank appointed Alternate Councillor
Joined Council: May 2025
Qualifications: Management Development Programme, University of Pretoria
Megan Brown
*FirstRand Bank appointed Councillor
Joined Council: February 2017
Qualifications: CA(SA); CFA; Postgraduate Diploma in Accounting (UCT); BA Business Science (Finance) (Hons) (UCT) *Until 31 October 2024
Gerald Byleveld
Investec Bank appointed Alternate Councillor
Joined Council: September 2022
Qualifications: Fellow – Association of Chartered Certified Accountants (UK); Certified Anti-Money Laundering Specialist (ACAMS); MBA (Cum Laude); Certified Internal Auditor (Institute of Internal Auditors)
Jill Murtagh
Bidvest Bank appointed Councillor
Joined Council:
March 2015
Qualifications:
Associate Diploma in Banking;
Advanced Diploma in Banking;
Project Management Diploma
Nolwazi Dlamini
*Bidvest Bank appointed Alternate Councillor
Joined Council:
June 2022
Qualifications:
PDBA;
Risk Management (Unisa);
B Tech (International Audit)
Until June 2023
Busi Radebe
Capitec Bank appointed Councillor
Joined Council:
May 2022
Qualifications:
Postgraduate Certificate in AI and Machine Learning; MBA; BSc Electro-Mechanical Engineering; National Diploma Metalliferous Mining
Marthinus Janse Van Rensburg
Capitec Bank appointed Alternate Councillor
Joined Council:
April 2009
Qualifications:
BCom;
LLB
Megan Brown
First Rand Bank appointed Councillor
Joined Council:
February 2017
Qualifications:
CA(SA); CFA;
Postgraduate Diploma in Accounting (UCT);
BA Business Science (Finance) (Hons) (UCT)
Boitumelo Legabe
First Rand Bank appointed Alternate Councillor
Joined Council:
February 2024
Qualifications:
BCom (Hons) – BM (Unisa)
Ingrid Goodspeed
Chairperson
Joined Council:
February 2017
Qualifications:
CD(SA);
LLB;
MBL (Cum Laude);
BCom (Hons)(Economics);
BCom (Accounting and Economics)
Herman Singh
Deputy Chairperson
Joined Council:
August 2018
Joined Council:
May 2021
Qualifications:
BSc (Engineering) Wits;
GDE (Industrial Engineering) (Wits); MBA (Wits Business School)
Fay Mukaddam
Independent Councillor
Joined Council:
June 2023
Qualifications:
LLB University of Durban Westville; BA University of Natal –
Durban Campus;
Advocate of the High Court of SA
Thami Moatshe
Independent Councillor
Joined Council:
June 2023
Qualifications:
MBA;
MMFI;
PMP;
BCom (Hons)
Ghita Erling
Ex Officio Councillor Chief Executive Officer
Joined Council:
November 2020
Qualifications:
MSC (Eng);
BSc (Cum Laude);
Executive Development Programme (Wits);
Dip (ABRSM)
Tim Masela
SARB Ex Officio Councillor
Joined Council:
August 2012
Qualifications:
MCom;
Bcom;
Graduate Diploma in Computer Audit;
Senior Executive Programme (Harvard)
Shaun Rayfield
SARB Ex Officio Alternate Councillor
Joined Council:
October 2018
Qualifications:
Bcom Money and Banking
Charl Smedle
*Absa Bank appointed Councillor
Joined Council:
August 2020
Qualifications:
Strategic Project Management (Unisa); Graduate Diploma in Marketing Management; Certificate in Marketing Management
*Until October 2023
Richard Stocken
Absa Bank appointed Councillor
Joined Council:
December 2023
Qualifications:
BSC Chemical Engineering (UKZN); MSC Industrial Engineering (Wits)
Gabriella Teixeira
Independent Councillor
Joined Council:
May 2018
Qualifications:
Bcom (Distinction);
Green Belt Lean Six Sigma; Financial Market Instruments; Executive Leadership Diploma (Gibs)
Lauren Breetzke
Independent Councillor
John Elliott
Investec Bank appointed Councillor
Joined Council:
October 2018
Qualifications:
BBusSc (Hons)
Gerald Byleveld
Investec Bank appointed Alternate Councillor
Joined Council:
September 2022
Qualifications:
Fellow-Association of Chartered Certified Accountants (UK); Certified Anti-Money Laundering Specialist (ACAMS);
MBA (Cum Laude);
Certified Internal Auditor (Institute of Internal Auditors)
Ian Carter
Nedbank appointed Councillor
Joined Council:
February 2014
Qualifications:
BCom Financial Management (University of KwaZulu-Natal); Asset and Liability Management (INSEAD);
International Executive Development Programme (Wits Business School)
Marijke Guest
Nedbank appointed Alternate Councillor
Joined Council:
October 2018
Qualifications:
MBA
John Anderson
Standard Bank appointed Councillor
Joined Council:
October 2018
Qualifications:
Bcom;
Master of Business Administration (MBA) (Henley Business School)
Rufaida Hamilton
Standard Bank appointed Alternate Councillor
Joined Council:
September 2009
Qualifications:
BCom (Hons);
LLB;
BA;
Harvard Business School Alumna
